Immigrate to
Canada with Desjardins

Whether you’re coming to live, work or study in Canada, Desjardins is here to make your integration easier. You can always count on the services and advice of Canada’s leading cooperative financial institution.

Desjardins wants to help you reach your academic goals while you’re in Canada

Why choose Desjardins?

When you choose Desjardins, the largest cooperative financial group in North America, you get to enjoy one-of-a-kind assistance that will make it easier for you to settle in Canada. We’ll provide you with advice as well as products and services that are tailored to your needs. Before you even set foot in Canada, you can speak with our multilingual team to learn more about preparing financially for your time here.

With Desjardins, you can open an account online from abroad. Once that’s done, you’ll be able to transfer funds to your Desjardins1 account before you arrive, so your money will be available as soon as you get to Canada.

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As long as you meet one of the following conditions, you can take advantage of Desjardins’s student offer2 :

  • You’re a Desjardins member between the ages of 18 and 21;
  • You’re a member between the ages of 22 and 25 who’s enrolled in a full-time college or vocational program at a recognized educational institution in Canada;
  • You’re enrolled in a full-time program at a recognized Canadian university, no matter your age.

The offer includes:

  • An everyday account with a free transaction plan3 and unlimited transactions
  • A credit card4 that could come with cashback or rewards options

For more information, visit or contact an advisor to find out if you’re eligible for this offer.

Get this offer

More reasons to choose Desjardins

Guaranteed investment certificates (GICs) 

If you’re planning on applying for your study permit through the government’s Student Direct Stream (SDS), rest assured that the guaranteed investment certificate (GIC) required by the program is available from Desjardins. Contact one of our Desjardins advisors to find out more.

Desjardins 360d spaces: On-campus advice centres designed just for you

In addition to our vast network of caisses and ATMs, Desjardins has a number of 360d spaces to make your life easier. These financial advice centres were specifically created to help students and young professionals between the ages of 18 and 30 reach their goals. In Montreal, there’s a 360d space on many campuses. See the list here.

Notes :
1 Account openings and money transfers from certain countries may be subject to strict regulations under Canadian and international economic sanctions. Certain fees apply. For more information about these fees, please consult our Member service fees guide on
2 To get this offer, you must go to your caisse or call 1-800-CAISSES (1-800-224-7737). You must also be able to prove that you meet the eligibility requirements.
3 The fee waiver only applies to a member’s Unlimited plan. For withdrawals at non-Desjardins© Interac and Plus* affiliated ATMs, fees of $1.50, $3.00 or $5.00 may apply. However, some ATM operators may charge additional fees. They must inform you of the fee via an on-screen message before processing the transaction. You then have the option of cancelling the transaction. These fees are added to the withdrawal amount and paid directly to the ATM operator. For more information, visit
4 Desjardins conducts a credit risk assessment before issuing credit cards and setting credit limits. Speak with an advisor to see whether you’re eligible for this offer. Only available to persons who have reached the age of majority. Other conditions apply.